Top Up Loan

Top – Up itself means increased limit on an existing cost. So, fundamentally a top – up loan permits you to utilize a loan amount on your existing home loan. Usually the period is approx.10 years and tis loan is offered only after few years the EMI payments begins.

It is an additional principal amount you get on your current home loan. This defines some urgent financial necessity in accordance to your home loan. The most important thing is it gives a fair idea about your repayment track record, which means no defaults down the line and this also increases your loan eligibility.

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