Loan Against Property or Mortgage

Owning a property is one’s most important asset in the life. And it’s importance is best known when that asset is the only solution at the time of need. Loan against property is a loan on the property one owns, where the borrower gives a guarantee by using his property as a security to the bank. The right of ownership of the property is still with the borrower, and if he/she is unable to repay the loan amount, he/she can sell the property to pay off the debts. Now a day, Loan against property is the most popular secured loan which is being taken because of its low rate of interest in accordance to the unsecured loans. 

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